Okay, I just bought a pair the new ear pods from Apple and they are just fantastic. The bass and treble levels are just accentuated and give the right levels of music. It is just awesome to listen the music this way, the way you enjoy the most.

I always prefer to listen the songs that have high bass as it touches the music, I mean that's what get the heart vibrate to the beats of the song. There have been times I have placed my hands over my ears just to cancel the noise out and it was just an ecstatic feeling. 

Also, one other thing that I have noticed about the ear bugs is that, they are really comfortable to wear as they go into the ear and since it covers the ear canal completely, they automatically cancel the noise out.

Apple, you really out did yourself. I don't care that there are other products in the market that MAY be better than this but really, I don't care about them.

NM

Credit History

Why do we need Credit History ? Is it to show our Credit Worthiness ? What if I choose not to pay something even if I was capable of paying it.

I've got couple of friends back home who do not have a credit card only because they think it is a liability. So, it looks that such people cannot exist here in the US. Well, they are not here anyway.

I am finishing this piece after a long time. I realize that Credit History is a double edged sword. You keep it clean, it helps you out otherwise you are in for big surprises. Surprises like someone else is using your credit worthiness to get services.

I think Credit History is a complex result of various parameters like salary, spending, payment etc. But, why keep it so complex that the common man find it obfuscated. Simplify it and make people understand what it really is and how one can nourish it.

Indian Polity...


The Indian Polity is a very interesting one. It create divides under the disguise of being there for the people. A better example than Hyderabad does not come to my mind. So, it was decided that the state would be bifurcated and then the current state capital would be shared between the two states for a while (10 years, like that is sufficient time to for the new offices of government in the new state) it would need time to form the new offices at the newly identified location. 

I am sure that it is not a good idea. The current state of the state is very unstable (I would have used denial but then I don't want to be in two minds). The people who wanted a separate state were happy on the announcement but when the state went south, they are no longer to be seen. I guess they were unprepared for the news and did not know how to proceed. Well, that is a separate story.

Now, the state is in complete disarray. Those who wanted bifurcation are not taking the next steps to see it through. And, those who do not want the division are down to rebel the government. Finally, it is the people who are suffering as a consequence since, their day to day lives are affected and they were definitely not prepared for it.

(The view expressed above are completely my own).

NM